Individual Products
HM Accident Insurance
Getting injured can happen to anyone. HM Accident Insurance can help you protect your finances by going above what your medical plan covers and paying a lump-sum benefit directly to you for a wide range of injuries as well as the associated care.
Payments are sent directly to you, so you can cover the costs of medical care not covered under your health insurance and other everyday expenses such as copayments, deductibles or mortgage and car payments.
Covered conditions
HM Accident has varying cash-payout amounts depending on the injury and provided services. Some of the covered conditions* include:
- Catastrophic Accident
- Single Dismemberment
- Paralysis – Paraplegia
- Ambulance
- Burns
- Concussion
- Dislocations
- Fractures
- Hospital Admission
- Lacerations
- Physical Therapy
- Torn-Knee-Cartilage Surgery
For less than $4 a week, you can receive HM Accident Insurance, which includes:
- A $100,000 catastrophic accident benefit
- An accidental death benefit of $30,000
- Payments for the listed common accidents and injuries above
Get more information
For additional information, visit a Highmark Direct store near you or call 800-323-0774.
*Representative listing of coverages. Please contact a sales associate for details.
