Individual Products
HM Critical Illness Insurance
If you discover you have a critical illness, your finances are just one of many major concerns. With Critical Illness Insurance, you can select the benefit level that is right for you, from $5,000 to $50,000, and the plan will pay you 10% to 100% of that amount. It's that simple.
Payments are sent directly to you, so you can cover the cost of medical care not covered under your health insurance and other everyday expenses such as copayments, deductibles or mortgage and car payments.
| Covered Critical Illness1 | % of Amount You Choose ($5,000 to $50,000) |
| Heart Attack (Myocardial Infarction) | 100%2 |
| Stroke | 100% |
| Invasive Cancer | 100%2 |
| Major Organ Transplant | 100% |
| Kidney Failure (End-Stage Renal Disease) | 100% |
| Loss of Sight, Speech or Hearing | 100%3 |
| Coma | 100%3 |
| Paralysis | 100%3 |
| Coronary Artery Bypass | 25%3 |
| Carcinoma in Situ | 25%3 |
| Skin Cancer | 10%3 |
For less than $7 a week, a 45-year-old non-smoker can receive a $20,000 benefit in the event of one of the specified critical illnesses listed on this page.
Get more information
For additional information, visit a Highmark Direct store near you or call 800-323-0774.
1. Representative listing of coverages. Please contact a sales associate for details.
2. Benefits paid for Carcinoma in Situ, Skin Cancer and Coronary Artery Bypass Surgery reduce the benefit payable for subsequently diagnosed Invasive Cancer and Heart Attack, respectively.
3. Payable once per lifetime.
