Integrity

HM Insurance Group has adopted the parent’s Integrity Process, and appointed Melissa M. Anderson as the Corporate Compliance Officer.

Integrity Message

Dear Customers and Visitors,

In today’s highly competitive business climate, our success depends largely upon our reputation.

Since its inception, HM Insurance Group has built a solid reputation on which our customers and suppliers can depend. In preserving this long-standing tradition, HM values integrity as the foundation for all of our business endeavors.

Building a strong reputation is difficult, but losing it is easy. That is particularly true today as the health care industry is under increasing scrutiny. Questionable or unlawful acts quickly erode public confidence, causing our customers to lose trust in us.

We are determined to build upon and improve our relationships with customers, suppliers, health care providers and other constituencies, using a deeply ingrained system of core values.

At HM, we embrace our Corporate Values. We recognize that it is not enough to merely comply with laws and regulations but imperative to abide by the highest ethical standards in serving our constituents and community. Therefore, it is important that we do not lose sight of one basic principle of integrity — "We care not only for the end result, but how it is obtained." This means conducting ourselves with integrity in everything we do.

The responsibilities and expectations found in the Code of Business Conduct are not new. The Code of Business Conduct forms the backbone of our ethical culture. In fact, over the years it has become the cornerstone of HM’s commitment to integrity and one of HM's core values. In these Web pages, you will find our Code of Business Conduct that embodies our commitment to integrity and ethical business behavior. We invite you to review these standards and to hold us to them. This will allow us to preserve and strengthen our long tradition as an ethical organization.

Thank you for your interest in HM Insurance Group’s integrity process.

David Holmberg
Chairman and Chief Executive Officer
HM Insurance Group